Privacy Policy

1. INFORMATION WE COLLECT

Information You Provide to Us

We collect information you provide directly to us, including:

  • Contact Information: Name, email address, phone number, company name, and mailing address

  • Business Information: Company size, revenue, industry, loan volume, and other business-related details

  • Account Information: Username, password, and other registration details

  • Communication Data: Information you provide when you contact us, request information, or communicate with our support team

  • Payment Information: Billing details and payment method information (processed securely through third-party payment processors)

Information We Collect Automatically

When you access or use our Services, we automatically collect certain information, including:

  • Usage Data: Pages viewed, links clicked, time spent on pages, and other usage statistics

  • Device Information: IP address, browser type, operating system, device identifiers, and mobile network information

  • Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to collect information about your browsing activities. You can control cookies through your browser settings.

Information from Third Parties

We may receive information about you from third-party sources, including:

  • Lead Data: Information submitted by business owners through our lead generation campaigns, including contact details, loan requirements, business information, and other relevant data

  • Marketing Partners: Data from advertising platforms, analytics providers, and other business partners

  • Public Sources: Publicly available business information and records

2. HOW WE USE YOUR INFORMATION

We use the information we collect for the following purposes:

  • Provide and Improve Services: To deliver leads, process transactions, and improve our Services

  • Communication: To respond to inquiries, send updates, and provide customer support

  • Lead Distribution: To distribute business loan leads to our business clients (finance brokers, lenders, and funding companies) in accordance with our service agreements

  • Marketing: To send promotional materials, newsletters, and other marketing communications (you may opt out at any time)

  • Analytics: To analyze usage patterns, track performance, and optimize our Services

  • Legal Compliance: To comply with legal obligations, enforce our Terms & Conditions, and protect our rights and the rights of others

  • Fraud Prevention: To detect, prevent, and address fraud, security issues, and other harmful activities

3. LEAD DISTRIBUTION AND DISCLOSURE

Lead Distribution to Business Clients

Capital Match operates as a lead generation service. When a business owner submits their information through our lead generation campaigns, we distribute that information to our business clients (finance brokers, lenders, and funding companies) who have contracted with us to receive leads.

Exclusivity Commitment

Unless otherwise specified, leads are sold exclusively to one business client. We do not resell or redistribute leads to multiple buyers.

Business Owner Consent

By submitting information through our lead generation forms, business owners consent to having their information shared with our business clients for the purpose of receiving offers, quotes, and communications related to their business financing inquiry.

4. TCPA CONSENT AND COMMUNICATION

By submitting your contact information through our Services or through our lead generation campaigns, you expressly consent to receive communications from Capital Match and our business clients via telephone, email, and SMS/text messaging, including through the use of automated dialing systems, artificial or prerecorded voice messages, and text messages.

This consent applies even if your phone number is listed on any state or federal Do Not Call registry.

You understand that consent is not required as a condition of purchasing any goods or services.

You may revoke this consent at any time by contacting us at [email protected] or by following the opt-out instructions provided in our communications.

5. HOW WE SHARE YOUR INFORMATION

We may share your information in the following circumstances:

  • Business Clients: We share lead information with finance brokers, lenders, and funding companies who have contracted with us to receive exclusive business loan leads

  • Service Providers: We share information with third-party vendors who perform services on our behalf, including payment processors, CRM providers, analytics platforms, hosting services, and marketing partners

  • Legal Compliance: We may disclose information to comply with legal obligations, respond to lawful requests from government authorities, enforce our agreements, and protect our rights and the rights of others

  • Business Transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred to the acquiring entity

  • With Your Consent: We may share information with third parties when you provide explicit consent

We do not sell or rent your personal information to third parties for their independent marketing purposes without your consent.

6. COOKIES AND TRACKING TECHNOLOGIES

We use cookies, web beacons, pixels, and similar technologies to collect information about your use of our Services.

Types of Cookies We Use:

  • Essential Cookies: Necessary for the operation of our Services

  • Analytics Cookies: Help us understand how users interact with our Services

  • Advertising Cookies: Used to deliver relevant advertisements and track campaign performance

  • Preference Cookies: Remember your settings and preferences

You can control cookies through your browser settings. Note that disabling cookies may limit your ability to use certain features of our Services.

7. DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, and destruction.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information using commercially reasonable means, we cannot guarantee absolute security.

8. DATA RETENTION

We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

When we no longer need your information, we will securely delete or anonymize it in accordance with our data retention policies.

9. YOUR RIGHTS AND CHOICES

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access: Request access to the personal information we hold about you

  • Correction: Request correction of inaccurate or incomplete information

  • Deletion: Request deletion of your personal information (subject to legal and contractual obligations)

  • Opt-Out: Opt out of receiving marketing communications

  • Do Not Sell: Opt out of the sale of your personal information (where applicable)

  • Portability: Request a copy of your personal information in a portable format

To exercise these rights, contact us at [email protected]. We will verify your identity before processing your request.

10. CALIFORNIA PRIVACY RIGHTS (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

  • Right to Know: Request information about the categories and specific pieces of personal information we collect, use, and disclose

  • Right to Delete: Request deletion of your personal information

  • Right to Opt-Out: Opt out of the sale of your personal information (we do not sell personal information as defined by the CCPA)

  • Right to Non-Discrimination: You will not be discriminated against for exercising your CCPA rights

Categories of Personal Information We Collect:

  • Identifiers (name, email, phone, IP address)

  • Commercial information (transaction history, lead purchases)

  • Internet activity (browsing behavior, usage data)

  • Professional information (business details, company information)

Business Purposes for Collection:

  • Providing and improving Services

  • Lead distribution to business clients

  • Marketing and analytics

  • Legal compliance and fraud prevention

To submit a CCPA request, contact us at [email protected]. We will verify your identity before processing your request.

11. CHILDREN'S PRIVACY

Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete it promptly.

12. INTERNATIONAL USERS

Our Services are operated in the United States. If you access our Services from outside the United States, your information may be transferred to, stored, and processed in the United States, where data protection laws may differ from those in your country.

By using our Services, you consent to the transfer of your information to the United States.

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. When we make changes, we will update the "Effective Date" at the top of this page and notify you as required by law.

Your continued use of our Services after changes are posted constitutes your acceptance of the updated Privacy Policy.

14. CONTACT US

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Capital Match
Email: [email protected]
Website: www.capitalmatch.io

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